Health Care Information

Health Care State Fact Sheets

What does the Affordable Care Act (ACA) do for you as a young adult?
Under the Affordable Care Act (ACA) you may be eligible to stay on your parent’s health insurance plan or be newly enrolled in your parent’s plan.  ACA extends the time that dependents are allowed to stay on parent plans from age 19 to age 26.

If your parents don’t have health insurance the Affordable Care Act (ACA) gives you options. To see those options go to healthcare.gov. You can sign up right on this site for your choice of three different plans. 

ACA Deadlines:
• March 31, 2014: 2014 open enrollment ends
• November 15, 2014: Proposed date for 2015 open enrollment to start
• January 15, 2015: Proposed date for 2015 open enrollment to end

ACA Penalties:
If you don’t have qualifying health insurance by March 31, 2014, you will be charged a penalty.   The penalty will be 1% of your yearly income or $95.00 for the year, whichever is higher.  Be aware that the penalty increases every year you don’t have health insurance and you have to pay 100% of any health care costs incurred while you don’t have health insurance.  

Other links of interest:
ACA benefits for racial ethnic groups
Additional dates of importance for the implementation of the ACA
Another link to the Healthcare market place and for signing up for Health Insurance through ACA
A local Insurance Agency with experience providing Health Insurance to young adults who are not part of a family plan:

Garner & Glover, Company
135 E 8th Ave. Rome GA
Phone:  706-291-7380